Pay calculator Australia (2025-26 weekly, fortnightly and monthly pay)
Convert Australian pay between annual, monthly, fortnightly, weekly and hourly amounts, then estimate take-home pay after tax, Medicare levy, HECS/HELP and super settings.
Open pay calculatorQuick answers
- How do I convert annual salary to fortnightly pay? Divide annual gross salary by 26 for a simple gross fortnightly amount.
- How do I estimate weekly pay? Divide annual salary by 52 for gross weekly pay, then apply tax settings for take-home pay.
- What is the difference between gross pay and take-home pay? Gross pay is before tax; take-home pay is after tax, Medicare, HECS/HELP and related settings.
- Why can job offers with the same salary feel different? Super on top vs salary includes super can change the cash salary you actually receive.
Quick pay conversions
For a $72,000 annual salary before tax, the gross pay amounts are:
| Monthly | $6,000 |
| Fortnightly | $2,769.23 |
| Weekly | $1,384.62 |
| Hourly, 38h/week | $36.44 |
Gross pay vs take-home pay
Gross pay is the amount before tax. Take-home pay is what remains after income tax, Medicare levy, HECS/HELP repayments and any salary packaging settings.
If a package is quoted as including super, separate the super component before estimating cash pay.
Common pay conversion formulas
Annual → monthly: annual ÷ 12
Annual → fortnightly: annual ÷ 26
Annual → weekly: annual ÷ 52
Annual → hourly (38h/week): annual ÷ (52 × 38)
These conversions are gross-pay conversions. Net pay requires tax and deduction settings.
How to compare two job offers properly
- Convert both offers to annual gross and confirm if super is included or on top.
- Apply the same tax year and residency assumptions to both offers.
- Toggle HECS/HELP and Medicare settings to reflect your real position.
- Compare annual and per-pay net results, not just gross salary headlines.
- Check non-cash factors (leave loading, bonus structure, salary packaging).
Related guides for pay, tax and salary checks
- After-tax calculator Australia for annual and per-pay net pay estimates.
- Weekly tax calculator Australia for weekly wages and weekly take-home pay scenarios.
- Salary package vs base salary to compare super-included offers with super on top.
- Read PAYG withholding vs tax return if your payslip tax differs from the calculator.
- Australian tax rates guide for bracket and threshold context.
FAQ
What is the easiest way to calculate Australian pay?
Use annual salary for a clean baseline, then convert to monthly, fortnightly or weekly pay and apply tax settings for take-home pay.
What is the difference between gross pay and take-home pay?
Gross pay is before tax and deductions. Take-home pay is your net pay after income tax, Medicare levy, HECS/HELP repayments and other relevant settings are applied.
Does this replace payroll software?
No. It is an estimate for planning. Payroll software and ATO withholding schedules can differ due to pay-run rules and rounding.
Sources
- ATO tax rates and codes: ato.gov.au
- ATO PAYG withholding guidance: ato.gov.au